Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.
Rates are currently at 40-year lows! It absolutely makes sense to get a free “financial check-up” on your mortgage, and see if there are savings opportunities you can take advantage of by refinancing! Here are some important reasons to consider refinancing:
- Get a lower mortgage rate and reduce interest costs.
– Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
– Consolidate your first and second mortgages into a mortgage with a lower rate.
– Get cash for family wants and needs.
The advantages we offer you for your refinancing needs include:
– Low rates
– Easy online application
– All types of mortgage programs
– Guidance and advice from an experienced loan professional
Ready to refinance your current mortgage? Apply online to be pre-approved for the loan you want or call Carolyn today!
Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay of your mortgage faster, take cash out, or combine your first and second mortgage.
Refinance Quick List:
*Most recent 1st mortgage statement (and 2nd mortgage is applicable)
*Most recent home insurance policy/statement
*2 Most recent paystubs from your current job(s) and last 2 years W2’s
*2 Most recent Federal Tax Returns and all schedules (if you are self employed)
*Most recent checking and savings account statements (all pages please)
*Most recent retirement account statement/summary page