Carolyn Frey

Carolyn Frey


Carolyn Frey

COO/Mortgage Consultant

Direct: 614-891-9625
Office: 305-735-2524


I am the President and Owner of the Florida, Ohio, and Pennsylvania based mortgage consulting Company, Mortgage Lending Solutions. (We lend statewide in all three states, and have been in business since 2000). 

Born and raised in St. Louis, Missouri, I started in lending right out of College.  My career path led me to the great “little city” of Columbus, Ohio, where I made wonderful lifelong friends that I consider family, and helped create and open MLS. 

After many years of dreaming and visioning a life on the ocean and visiting the Florida Keys A LOT, I was blessed enough to get licensed in Florida and expand MLS south!  I am now a Cudjoe Key ‘local’ and enjoy the thrill of helping buyers navigate the path to homeownership in Ohio and in Florida too! I feel extremely blessed to have survived this crazy industry for over 27 years! 

Beyond travelling between our 3 offices and helping us make a difference in those communities, in my free time I enjoy paddle boarding, boating, yoga and bicycling … along with playing with my 4-legged crazy pups that look like pandas!

NMLS #138740

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Pennsylvania Office

Monaca, PA 15061


Florida Offices

Islamorada, FL, 33036
St. Petersburg, FL, 33708


Ohio Office

Columbus, OH, 43082
Lewis Center, OH, 43035



Company NMLS #138740
We lend statewide in Ohio, Florida, and Pennsylvania
Ohio# MB.802202, Florida# MBR794, Pennsylvania Dept. of Banking License#21259
For consumer access to the National Mortgage Licensing Service to check our credentials, please click here

Equal Housing Lender